Finance Instructions
ETHICA DIAMONDS JEWELLERY IS NOW INTEREST FREE
Applying for finance could not be easier, the whole process can be done online in under two minutes, apply today and get an instant decision. See information below for how to apply.
STEP 1
CHOOSE YOUR JEWELLERY
STEP 2
NEXT, CLICK ‘More Info’
STEP 3
SELECT DEPOSIT AMOUNT AND CREDIT DURATION
STEP 4
FINALLY, CLICK ‘APPLY FOR FINANCE AND FILL IN YOUR DETAILS
WHAT HAPPENS NEXT?
After completing all of the above and filling in your details with Klarna you will be notified whether you have been accepted, declined or if you need to provide additional information in order for Klarna to make their decision.
Once you have been accepted you simply need to pay the deposit and complete the agreement online. One of our team will then contact you during working hours Monday – Friday 9.00am / 5pm to arrange a suitable date and time for delivery. All Ethica Diamond jewellery is specially made to order and usually takes 16 working days. We offer an express service for a small extra cost, which will reduce the lead time by approximately 5 working days.
FINANCE OPTIONS AVAILABLE
6, 9, 10 or 12 MONTHS – 0% APR INTEREST FREE FINANCE
QUALIFYING FOR CREDIT
You must:
Be at least 18 years of age
Have been a UK resident for 3 years or more
Be able to make repayments by direct debit
Be in regular employment* (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment *If you are retired and receive a pension or registered disabled and unable to work, Klarna may ask for proof of sufficient income.
FREQUENTLY ASKED QUESTIONS
How much can I borrow?
You may borrow up to £5,000. Use our Calculator on the product page to determine how much you can spend based on your monthly payments. The minimum priced item with credit available is £300.
Is a deposit required?
Yes, a minimum 10% deposit will need to be paid upon acceptance.
How are my monthly payments made?
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the date of the finance agreement and subsequent monthly payments will be due every month for the length of your term on that day of the month.
What can I buy on finance?
Anything on our website. Please remember that the minimum order value for finance is £300.
What length of repayment is available?
You can choose a 6, 9, 10 or 12 month loan repayment period.
How do I Apply?
You can apply on our website, simply follow the instructions shown above in the diagrams.
ABOUT OUR LENDERS:
Finance is subject to status. From time to time, we may vary the terms of our finance offer at our discretion. To be eligible to apply for finance, you must be 18 or older, in regular employment and have been a UK resident for more than 3 years. Other conditions may apply and we cannot guarantee that your application will be accepted. We reserve the right to withdraw finance on certain products at any time. Finance as a payment method is provided through our external partner, Klarna. If your application is successful you will enter into a Credit Agreement with Secure Klarna.
